Self-employed health insurance
Health Insurance for Self-Employed Floridians
Consultant, independent professional, 1099 contractor or owner without a group plan? The private plans we work with generally suit healthy individuals and families who earn too much for much marketplace help, and you can apply any time of year. A licensed advisor will walk you through the options available to you.
Licensed advisors answer calls 6 AM to midnight ET, 7 days a week.
Why people call us
Apply any time of year
Start when your work changes, not when the calendar says so, for the private plans we help with.
Coverage in your own name
An individual or family plan is yours, so it is not tied to a single client or employer.
For earners above the subsidy range
If your income is too high for much marketplace help, compare private plans in your own name.
Based in South Florida
Our team works from Sunrise, Florida, and helps Florida households compare their options.
This page is for you if you are
- A consultant or independent professional
- A 1099 contractor or freelancer
- A business owner with no employees
- Leaving a W-2 job to work for yourself
- Covering a spouse or children on your own plan
How it works
Tell us who needs coverage
Send the short form or call us. Share only basic contact details, never medical history.
Talk with a licensed advisor
We go over your doctors, prescriptions, budget and how your income moves through the year.
Review and decide
Compare the plan documents for the options available to you and apply only if one fits.
Common questions
Can I get coverage outside open enrollment?
Yes, for the private plans we work with: you can apply any time of year.
Can I cover my family on the same plan?
You can ask about coverage for your spouse and children in the same conversation.
Who are these plans a good fit for?
The private plans we work with ask health questions on the application, so they generally suit healthy individuals and families, often professionals and business owners who earn too much for much marketplace help. If a Marketplace plan looks like a better fit for you, we will tell you.
What should I have ready?
The ages and ZIP code of everyone who needs coverage, any doctors or prescriptions you want to keep, and a monthly budget range.
Where can I learn more first?
Our guide for independent workers covers timing, budget questions and the documents to review.
Read the self-employed guide